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Writer's pictureAdeeb Ul Mulk

LOAN CONSOLIDATION MALAYSIA & PERSONAL LOAN JOHOR BAHRU

Updated: Nov 2

WHAT is Debt Consolidation?

The stress level can rise when there are a number of various finance balances that need to be paid off at different times, with varied amounts owed to different parties. You can pay everything off at once with Personal Financing-i Debt Consolidation. Here are the advantages you'll experience: Keeping the spotlight on a single episodeEven a yearly profit rate of 2.89%Shift from Traditional to Shariah-Compliant Financing

asian client meeting with financial advisor for loan application
Engaging in a productive discussion with our financial advisor as we explore grant application opportunities. Collaboration is key to unlocking potential for growth and success. #BusinessStrategy #GrantApplication #Collaboration 🤝📈

How does debt consolidation work?

Reduce the amount owing on all of your unsecured credit cards by combining them into one manageable loan with a set monthly payment.


Consolidation Benefits

For a more stable financial footing, consider consolidating your loans or refinancing and lowering your total monthly obligations. Special financing rates of up to 5.70 percent per annum are available only to workers at certain businesses, government agencies, and industrial conglomerates.

Convenient financing options available for amounts up to RM200,000 with monthly installments as low as RM110*The convenience of automatic monthly payments from your paycheck or Maybank2E Multiple payment options available, starting at 2 years and going up to 10 years or until retirement age, whichever comes first. No security deposit or surety needed. Additional insurance and takaful products available. *Presuming a ten-year loan term with a principal amount of RM10,000


asian business men meeting with financial advisor to discuss Grant application
Today’s meeting with our financial advisor focused on navigating the complexities of grant applications. Together, we are paving the way for future innovations and success. #FinancialAdvising #BusinessGrowth #StrategicPlanning 💼✨

Are you eligible?


Malaysian Citizen

Minimum monthly salary of RM3,000.00

Age 21 to 58 y old.

Confirmed employees of designated companies, public universities, healthcare institutions, government-linked investment companies and financial organizations

For details of the eligible companies, please contact us



CASH OUT PLAN

Enjoy Affordable Interest/Profit Rates

With ranging from per annum 9.99% and 11.99%

Flexible payment period

Of between 12 – 84 months

Up to RM150,000

High disbursement loan/financing amount of up to RM150,000

Quick & hassle-free process

With no guarantors / collaterals required



Debt Consolidation Plan

All Your Finances At One Go

Simplify your finance by consolidating your credit cards and loans/financing accounts into ONE

Great Savings

With immediate savings on interest/profit.

Hassle-free Approval

Better approval as no double count of DSR with minimal document needed

Better Cash Flow

Better cash flow management from ONE account

Payment Period of Your Choice

Flexible loan/financing tenure of up to 84 months

Affordable Interest/Profit Rates

Competitive interest/profit rates for immediate savings


A Strategy to overcome your unmanageable debts:

 

Acknowledge

Your bills are getting out of hand, and you need to admit it.Stay out of it. Recognize that you're struggling. Do not take on any additional debt. This encompasses the use of credit cards for the purchase of goods and services.

Analyze:

Evaluate your current financial status. Find out how much money you owe by reviewing your loan statements. Analyze your revenue in relation to your total debt repayments. Make paying off your debts a top priority. Prioritize the repayment of high-interest debts and loans that are past due.

Implement

Fixing the problem right away.Fixing the problem right away.Create a spending plan if you haven't already. The first item on your budget should be the monthly payment for your loan. You should think about paying down your debts by using your money or selling off your financial assets.

 

 

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