LOAN BANK RAKYAT SWASTA-MALAYSIA

Only Bank Rakyat members are eligible for Personal Financing-i DivA.

Concept

Tawarruq

Engaging in meaningful discussions with clients to navigate their financial journeys. Together, we explore tailored solutions that empower their aspirations. #FinancialConsultation #ClientSuccess #Empowerment 💼🤝

For more information on loans please click here to visit here

Features

• Amount of financing up to RM400,000 for Public /Private Sector and up to RM100,000 for Pensioner.

• Financing tenure up to 10 years

• No guarantor

• Takaful coverage is optional

• Fixed profit rate

Eligibility

• Malaysian citizen

• Minimum age of 21 years during application

• Maximum age of 60 years old for Public /Private Sector and 70 years old for Pensioner at the end of the financing tenure

• Minimum gross income including fixed allowances of RM1,600 for Public Sector and RM2,000 for Private Sector

• Minimum monthly pension of RM800 for Pensioner

• Holding of Bank Rakyat’s shares of RM5,000 with minimum 1 (one) year as member of Bank Rakyat

Financing Eligibility

• Maximum 80% of Bank Rakyat’s share held or maximum financing amount allowed; whichever is lower

Dedicated to providing expert guidance as I meet with clients to discuss their financial needs. Every conversation is a step towards achieving their goals. #LoanConsultant #FinancialAdvice #ClientFocus 📊✨

Competitive rates and flexible repayment terms:

Only Bank Rakyat members are eligible for Personal Financing-i DivA, a unique financial product based on the concept of Tawarruq. This Sharia-compliant financing option is tailored exclusively for Bank Rakyat members, offering competitive rates and flexible repayment terms. With Personal Financing-i DivA, individuals can access funds to meet their personal and business financial needs conveniently.

For more information on loans please click here to visit here

Loans & Grants

At SMI FUNDING, the premier financial advisory firm specializing in both loans and grants, experienced consultants are available to assist Bank Rakyat members in finding the best financial products that align with their specific requirements. Whether you are looking to fund a personal project or expand your business operations, SMI FUNDING consultants will guide you through the process of selecting the most suitable financing option.

Committed to fostering strong relationships with clients through insightful meetings. Together, we pave the way for financial success and informed decision-making. #Consultation #FinancialGrowth #ClientPartnerships 🌟📈

For more information on loans please click here to visit here

With SMI FUNDING's expertise and personalized approach, Bank Rakyat members can navigate the financial landscape with confidence. By leveraging the assistance of knowledgeable consultants, individuals can make informed decisions regarding their financial goals and choose the most appropriate financial products that cater to their personal and business needs effectively.