Apply in just 10-minutes with rates from 4.38% p.a.*. Instant approval* and no documents required* for CIMB Payroll Customers.
Fixed interest rates from as low as 4.38%* to 19.88% fixed per annum which is equivalent to Effective Interest Rates of 8.08%* to 31.42% per annum.
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Eligibility
Individuals aged 21 to 58 years old¹
Malaysian citizen
Minimum monthly gross income of RM2,000
In employment for more than 6 consecutive months
For self-employed, business to be active for more than 24 months
Maximum 60 years old upon maturity of loan tenure.
Income Document Requirement
Minimum latest 1 month payslip OR latest EPF statement with minimum 6 months contribution
CIMB Personal Loan
CIMB offers both conventional and Islamic personal loan facilities to their customers. The personal loans offered are:
CIMB Cash Plus
CIMB Xpress Cash-i
Interest-free loans are available from the Islamic personal finance company CIMB Xpress Cash-i. The principles of Islamic banking, which forgo usury, are the foundation upon which this credit facility is founded. Banks will profit from various financing schemes in exchange, such as service or processing fees.
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CIMB Xpress Cash-i offers loans ranging from RM3000 to RM50,000 (the maximum loan amount). Compared to CIMB Cash Plus, CIMB Xpress Cash-i offers more flexible application requirements for personal loans. This is one of its advantages.
Only self-employed people and private employees are eligible for these two categories of CIMB personal loans. You are not eligible to apply if you are employed by the government.
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