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Writer's pictureAdeeb Ul Mulk

PINJAMAN BSN-PINJAMAN MIKRO UNTUK USAHAWAN KECIL-Malaysia

BSN Micro Loan adalah satu inisiatif daripada Bank Simpanan Nasional (BSN) yang bertujuan untuk membantu usahawan kecil dan mikro di Malaysia mendapatkan pembiayaan bagi mengembangkan perniagaan mereka. Program ini direka untuk memberikan sokongan kewangan kepada individu atau pemilik perniagaan kecil yang memerlukan modal tambahan tanpa proses permohonan yang rumit. BSN Mikro menawarkan kadar faedah yang berpatutan dan pelbagai kemudahan pinjaman, menjadikannya pilihan yang menarik untuk mereka yang ingin memulakan atau mengembangkan perniagaan. Bagi pemohon, mereka perlu memenuhi syarat pinjaman mikro BSN yang telah ditetapkan untuk memastikan kelayakan mereka dalam mendapatkan pembiayaan ini.

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Note: : Sehingga 95% daripada nilai Deposit Bertempoh BSN anda boleh dijamin dengan Deposit Bertempoh BSN MyRinggit Sandaran BSN kami tanpa memerlukan jaminan!

 

Salah satu aspek penting dalam BSN Micro Loan ialah jadual pembayaran pinjaman mikro BSN, yang direka untuk membantu peminjam menguruskan pembayaran dengan lebih mudah. Jadual pembayaran ini disesuaikan mengikut kemampuan kewangan peminjam, dengan pilihan tempoh pembayaran yang fleksibel. Melalui jadual pinjaman peribadi BSN, peminjam dapat merancang kewangan mereka tanpa tekanan, memberikan mereka ruang untuk menyesuaikan pembayaran berdasarkan pendapatan perniagaan mereka. BSN juga menyediakan BSN pinjaman perniagaan bagi mereka yang ingin mendapatkan pembiayaan yang lebih besar untuk tujuan pengembangan perniagaan atau membeli inventori.

Sebelum kita pergi lebih jauh, penting untuk dinyatakan di sini bahawa kemudahan pinjaman tambah nilai Gadai Janji ditawarkan kepada pelanggan gadai janji BSN sedia ada.

Caj harta anda untuk dana tambahan. Nilai potensi pinjaman tambah nilai adalah perbezaan antara nilai hartanah semasa anda dan baki pinjaman rumah anda.

Dengan BSN Micro Loan, peminjam mempunyai peluang untuk membangunkan perniagaan mereka dengan lebih stabil dan teratur. Selain itu, bagi mereka yang berminat, BSN juga menawarkan pelbagai jenis pinjaman lain yang boleh disesuaikan dengan keperluan dan kemampuan individu. Penting untuk memahami dengan teliti syarat pinjaman mikro BSN dan jadual pembayaran pinjaman mikro BSN agar proses pinjaman berjalan lancar. Melalui program ini, BSN memainkan peranan penting dalam membantu usahawan kecil di Malaysia mencapai matlamat kewangan mereka dengan lebih mudah dan berkesan.


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No Collateral Required

A personal loan is a sort of installment credit that is given to you as a one-time cash payment by a bank or other financial organisation. Throughout the loan term, you, the borrower, are required to pay back the balance plus interest either monthly or in installments. There are two types of personal loans: secured loans, which are backed by collateral, and unsecured loans, which are not. SMI FUNDING consultant can give you more in depth information in a free zoom meeting.


Please visit here and as soon as pop up shows up, please click on 'Book A Free Call', answer few questions for SMI FUNDING consultant to understand your personal/business needs and submit it. SMI FUNDING consultant will call you within 30mins for further consultation



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Committed to understanding our clients' unique needs and providing tailored loan solutions. Together, we can achieve your financial goals. #TailoredSolutions #ClientFocus #LoanBroker 💡🏦

Four Types Of BSN Personal Loans

Bank Simpanan Nasional offers conventional and non-conventional personal loan facilities, namely BSN MyRinggit (PUBLIC SECTOR), BSN MyRinggit (EXECUTIVE-1), BSN MyRinggit-i (PUBLIC SECTOR) and BSN MyRinggit-i (EXECUTIVE-1).


  • BSN MyRinggit (PUBLIC SECTOR)

    Bank Simpanan Nasional (BSN) offers its personal finance product, BSN MyRinggit (PUBLIC SECTOR), to Malaysian personnel who work in the public sector.


    People who work in the public sector, such as government personnel and statutory entities, are the target audience for this personal finance. It offers customers financial facilities with advantages and terms that are customised to meet their needs.


  • BSN MyRinggit (EXECUTIVE-1)

    Bank Simpanan Nasional (BSN) provides executive positions in the public sector with a personal finance solution called BSN MyRinggit (EXECUTIVE-1). Employees with higher positions and more pressing financial requirements are the target of this support.


    The range of loan amounts available is RM5000 to RM200,000. This product's terms and advantages are especially tailored to the requirements of people in this category.


  • BSN MyRinggit-i (PUBLIC SECTOR)

    BSN provides public sector workers with an Islamic personal finance solution called BSN MyRinggit-i (PUBLIC SECTOR). The program provides shariah-compliant personal finance and is founded on Islamic banking principles. This financing's conditions and advantages are designed to adhere to Islamic banking norms.



  • BSN MyRinggit-i (EXECUTIVE-1)

    BSN offers executive positions in the public sector its Islamic personal financing solution, BSN MyRinggit-i (EXECUTIVE-1).


    Based on the tenets of Islamic banking, this personal financing is intended specifically for public sector employees in high positions. This product's terms and advantages are designed to meet the demands of people in this category while adhering to Islamic banking norms.


    Please visit here and as soon as pop up shows up, please click on 'Book A Free Call', answer few questions for SMI FUNDING consultant to understand your personal/business needs and submit it. SMI FUNDING consultant will call you within 30mins for further consultation








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