Caveat Financing
Overview
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Get the Highest Financing Loan-to-Value for Your Pledged Asset. Our company provides two packages for caveat financing:
WHO WE ARE?
"We, STANDARDLINK SMI CONSULTANCY under an innovative real estate private equity firm that invest in real estate In Malaysia. We provide faster than conventional way of cash disbursement on transaction and alternative solution to unlock the cash value of the properties."
Maximum Loan Amount
RM50k-5Million
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Loan Term
Up to 24 months
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Interest Rates
5% per month
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Speed
Within 10 business day
TARGET- DISTRESSED OWNERS
Problem
Solution
Cash tight distressed property owners
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Bad credit- unable to get mortgage refinancing
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Bank loan application: Money drawdown in 3 months' time
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No immediate buyer for properties on hand
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Fast cash disbursement
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No need change owner name
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Just S&P and Caveat
TARGET- DEVELOPERS
Problem
Solution
Developers
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Cash Flow insolvent due to sluggish sales
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Intend to exit the project to focus on other development
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Purchase En-bloc units with cash
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Co-develop by providing bridging funds
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Liquidate properties in short time frame.
HOW IT WORKS
Site-Inspection
Documentation
Agreed Price Signed SPA
✓ Location
✓ Condition
Valuation / Offer
Sign S&P
Fast cash release
TARGET PROPERTY TYPES
Residential
Retail Space
Private property
Land
Class A office
Commercial
Mixed-use Development
HOW ARE WE DIFFERENT
Conventional Property Selling
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Complicated and Lengthy process
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No guaranteed buyers
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Slow fund transfer from buyers
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Extra costs - real estate agent, solicitors, RPGT etc.
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Fast cash disbursement
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No need change owner name
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Just S&P and Caveat
Collateral required.
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No outstanding legal action, bankruptcy, litigation
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Identity cards of the owner.
Pledged Property details:
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Leasehold or freehold
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Property type including terrace house, Condo, Apartments, agriculture land, shop lot & factory.
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Name of the property owner
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The market value of the property
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The current outstanding balance of the property
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Address of the property
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Property title/ Quit Rent (Cukai Tanah)
Reason Why Apply with us
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We same as the Banker, but Banker just represents their bank, they only can help you to apply the loan from their own bank, and we do not belong to any bank.
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And most importantly, you save a lot of time and the hassle going from bank to bank and hence, we are the one stop centre for you.
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SMI Funding directly using through our network, based on your documents, qualification, nature of business, and other information, find out that which Commercial Bank having higher approval rate chances (Maybank, RHB, Ambank, Standard Chartered & etc) 90% approval rate helped the company successfully get the fund.
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Our consultant are commission based, hence they need to work closely with you and the banks until your loan is approved. If not, they won't get a single cent. We charge services charge based on the loan approved. No approval, no commission to be paid. Mean you are gurantee NO RISK
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After you’re funded, you and our consultant will work through a plan to get you better lending products in the future. When that time comes, we’ll be there to help you take the next step.